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George Pontillas Ramos

 

email: realhomefinder@yahoo.com

 

“High Level of Service” “Truth in the Deal”

 

Mortgage and Home Loan

 

Mortgage rates remain near record lows, making it cheap to buy or refinance

Borrowers with good credit should pay less than 5%

 

FHA loans great for buying, refinancing

Borrowers with iffy credit and little equity or money for a down payment can get an affordable mortgage

 

How to land the best loan

Our plan will help you find the cheapest possible mortgage and walk you through the application process.

 

6 smart moves to refinance now

Here's how to beat all of the strict new rules for getting a new mortgage and land the loan you need

 

Mortgage rates remain near record lows, making it cheap to buy or refinance

Borrowers with good credit should pay less than 5%

 

 

 

O Sources

Arizona - has been one of the fastest

growing Real Estate Markets in the

country and where I currently reside. I

have seen the Markets' growth in the

state for a while and understand its

movement. If You or Someone You

Know.... Are Considering to Buy or

Selling your Real Estate Property,

please think of me, I have the

resources that will enable you to meet

your real estate goals in a timely

fashion. Together, we'll achieve real

estate success! My goal is simply to

help you reach yours. Please call me to

discuss the current market, your future

plans or a complimentary home value

analysis. I have references and

satisfied customers. Look at Arizona

comparable home value and will find

that when you buy a house in Arizona,

your dollar buys more house per

square foot.

Now let us make buying a house her in

Arizona easy for you - the worry free

way. You will realize that he most

difficult part will be deciding which

house do you want!

A question asked often is "What does our name mean and how did it come about"

Sannhet is a Norwegian word meaning "an inconvenient truth." This belief reflects the company and it's employees must sometimes face clients with the truth regardless of its implications. We as agents will always be truthful even if it may be inconvenient.

I take great pride in providing my customers with excellent customer service. Should you have any questions or issues, don’t hesitate to call me, so I can answer you directly.

Recent Real Estate Articles

Real Estate News

Source:Realtor.org

The average rate for conventional mortgages has climbed up to 5.21 percent for the week of April 8, Freddie Mac says.

Appraisers and lenders don't understand the market value of green features in homes, builders report.

A report from First American CoreLogic says that distressed properties accounted for 29 percent of all U.S. home sales in January.

The Federal Reserve says that even though its program to buy mortgage backs has ended, it will try to keep rates low in the near term. However, some economic analysts foresee volatility.

Owners of multi-million dollar homes could be part of the next wave of foreclosures.

more

 

 

Begin Seriously

Looking at Homes With Your Agent

Look at homes with a critical eye – does the floor plan work for you, is the property in good condition, would it be right for your lifestyle? In short, can you imagine your family and yourself living in that house?

Bring a pen and paper, take notes at every home you visit. What do you really want  and not like? Narrow down your choices; always re-visit homes in which you're interested in. See them at different times of the day. Take pictures if you want

 

Your agent can add to the list of homes you've already identified – including ones that have just come on the market.

 

Your agent must be knowledgeable also in mortgage so he/she can give some an idea of the financing you’re qualified for and also and estimate of your monthly payments.

Get pre-approval letter or they call it Loan Status Report or LSR from a loan officer.

Or your agent can help you with this.  Get a copy of your credit report, if necessary, do what you need to do to increase your credit score or FICO score, the higher fico score the better interest rate you can get, contact some lenders and determine which one will give you the best deal.

 

I can help provide you with: